What insurance options are available?
- Theft insurance: covers (part of) the value in the event of theft. Pay attention to the requirements for the lock.
- Comprehensive bicycle insurance: also covers damage to your fatbike caused by a fall or accident.
- Personal liability insurance (AVP): covers damage you cause to others with your fatbike, as long as the bike is legal.
Be aware of fatbikes that go faster than 25 km/h
If your fatbike goes faster than 25 km/h, it is legally classified as a moped. Your AVP usually covers nothing in this case, and riding without third-party liability insurance is an offence.
Preventing theft
Insurers often have requirements for your lock. A good chain lock, an alarm, and a GPS tracker make it difficult for thieves. View locks and alarms.
Riding a Sache Bikes fatbike legally
All our fatbikes are set up according to Dutch regulations: 250W, assistance up to 25 km/h, and a throttle up to 6 km/h. We do not sell parts to bypass these limits. View our fatbikes or have your bike checked in our workshop: book an appointment.
More about fatbike regulations
- All fatbike regulations at a glance
- Helmet requirements for fatbikes
- Minimum age for fatbikes
- Throttle regulations
- Registration or driving licence required?
- Fatbike bans in parks and zones
Sources
Last checked on 6 October 2026. Regulations and plans may change; if in doubt, check the official source.
